Bob The Builder, Inc. : Frequently Asked Questions

If I think my roof needs repairs, are there signs I can check for inside the house? 
Absolutely. On the inside of your house you can check your roof for sunlight shining through, darker spots or streaks, any areas where the roof may be sagging or sloping, and any signs of water damage. 
Will storm damage repair make my insurance go up? 

If you have hail or wind damage, you shouldn’t be afraid to file a claim. Your insurer cannot cancel your policy due to storm damage and cannot raise your rates on the basis of your individual storm damage claim. Be aware, however, that insurance rates in your area can fluctuate whether or not you file a claim. After a disaster, insurance companies may raise every one's rates due to repair claims. By not filing your claim, your personal rate increase is paying for everyone else's storm damage repair claims...except yours! Call Bob The Builder Inc. at: 1 (219) 299-0136 for IN or  (708) 289-5468 in IL today and ensure the investment you made in your home is protected. 

Can I get a free consultation on a roof repair without having specific storm damage?

Bob The Builder Inc. is a fully licensed Roof Repair Contractor. We see many houses that simply need roof replacement from years of wear and tear. A roof repair contractor will advise you to have your roof inspected annually to prevent long-term damage. Call us today for your free consultation.

How can I tell if I need a roof repair contractor? 

To determine whether your existing roof needs simple repairs or a total replacement, you can call Bob The Builder, Inc. for a free consultation. Many factors can cause roof damage and require the assistance of a roof repair contractor. Some types of roof damage require only roof repair, while others demand a total roof replacement. A roof repair contractor would advise you to have your roof inspected annually to determine if your roof needs repair now, or if your roof will likely need repair or total replacement. Roof repair contractors can identify roof damage such as roof damage caused by hail, heavy rain, wind, mildew, sun and the other obvious storm factors. A common mistake is lack of maintenance resulting in moss and algae build-up and this type of build-up can be prevented by calling a roof repair contractor today. 

If I do a quick fix to the vinyl siding on my home in order to hold off on any major repairs, how long should I wait before consulting a siding company?

A “quick fix” usually leads to more serious problems. Don’t temporarily fix the problem. Call us, your local N.W. Indiana and greater Chicagoland siding company today for a free assessment at 1-219-299-0136 in IN or 1 (708) 289-5468 in IL. We will make sure your siding is fixed or replaced solidly and reliably to ensure you won’t have to worry for a long time.

How can hail damage my roof?

Hail damage to asphalt shingles can cause granule loss, puncturing, soft spots or bruising that’s difficult for non-professionals to identify. In some cases, the damage from hail is strong enough to rupture the reinforcing mat, which exposes the underlying fibers (bitumen). Once these fibers are exposed, the shingles ability to shed water deteriorates, reducing the life-expectancy of the roof and allowing water to get into the house.

What is replacement cost valus (RCV) and what is actual cash value (ACV)?

In the event of a loss your insurance company will pay you the actual cash value(ACV) which is equal to the replacement cost of the damaged items minus depreciation and your deductible, When you replace the item or complete repairs your insurance company will pay you the depreciated amount.

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